How it works
Four steps, all from what you enter.
Add your accounts
Cash, Bank, Savings or Wallet, with the balance you have today.
Record what happens
What you spend, what you earn and what you move between your own accounts.
Plan the month
Set monthly budgets per category and schedule the bills you expect to pay.
See the picture
Keptify totals everything by month, category and account, in reports that agree.
Features
Everything you need to keep track.
Free, and free forever.
Transactions
Every entry in one calm ledger.
Record what you spend, earn and move. Search, filter, sort and export exactly what you see.
- Expense, Income or Transfer, amount first
- Search payee or note; filter by account, category, type and dates
- Export the rows on screen as CSV that opens Arabic names correctly
- Remembers your last entry to speed up repeats
Transfers aren't counted as income or spending.
Carrefour
Groceries · Main bank · 18 OctCorner Bakery
Groceries · Cash · 17 OctSalary
Salary · Main bank · 15 OctSavings top-up
Main bank → Savings · 15 OctUber
Transport · Wallet · 14 OctShoe refund
Refunds & reimbursements · 12 OctBudgets
Monthly limits per expense category.
See what's left at a glance, with colour only where it means something.
- A progress bar and what's left for every budget
- Amber from 80% of the limit, red when you go over
- A “Needs attention” group for categories at or over their limit
- Tap a budget to see that month's transactions
Refunds are recorded as income and don't reduce a budget's spending.
Bills
Bills you expect to pay, with in-app reminders.
Overdue, due soon and upcoming, in a list or a calendar.
- Monthly bills keep their day: the 31st falls on 28 or 29 Feb, then returns
- Mark as paid records a real expense and moves the bill to its next date
- Each occurrence can only be paid once, even from two devices
- Reminders show while Keptify is open. There are no push or email reminders
Scheduled bills don't change balances, totals or budgets until you mark them paid.
Home internet
Was due 17 Oct · Main bankElectricity
Due 28 Oct · CashRent
Due 1 Nov · monthlyGym
Due 5 Nov · monthlyGoals
Track progress toward what you're saving for.
Add contributions, see the history, archive a goal when you're done.
- A progress bar for every goal
- A contribution history for each goal
- Edit, archive and restore goals
Contributions track progress only. They never create income, expenses or transfers, or change a balance.
Reports
Your months, side by side.
Pick a range and see where the money went.
- Income vs expenses per month
- Spending trend and spending by category
- Your five highest-spending categories
- Charts in light and dark, with table equivalents for screen readers
Every screen and report uses the same calculations, so the numbers always agree.
| Month | Income | Expenses |
|---|---|---|
| Jul | 18,000 | 7,900 |
| Aug | 18,000 | 8,400 |
| Sep | 18,700 | 7,100 |
| Oct | 18,500 | 6,200 |
And the rest
Accounts
Cash, Bank, Savings and Wallet, each with a colour. Archive and restore any time.
CSV import
Bring in up to 1,000 rows. Map the columns, review, then save it all at once.
Backup and restore
A JSON backup of everything. A restore is checked in full before anything changes.
Sync across devices
Sign in anywhere. Edits and deletes show up on your other devices without reloading.
Installable web app
Works in any modern browser and installs like an app.
Light and dark
Light, Dark or System. Both themes are first-class.
Demo data
Load about four months of sample records in EGP to look around, then clear them.
Arabic names and digits
Arabic payees, categories and notes display correctly. Amounts accept Arabic-Indic digits.
Honest numbers
Balances are calculated from what you record.
A few rules Keptify never bends, so the numbers mean what they say.
Tracked balance
The sum of the balances you entered across your active accounts. Keptify never calls it available or safe to spend.
Opening balances aren't income
The balance you start an account with never appears in income, spending, budgets or reports.
Transfers move, they don't count
One record moves money between your own accounts. Both balances update; your total stays the same.
Scheduled isn't spent
Bills you expect to pay are drawn dashed and labelled Scheduled, so they never look like spending.
Exact money
Amounts are stored as whole piastres or cents, never rounded floating-point numbers.
One currency, never converted
EGP, USD, EUR or GBP for your whole workspace. Changing it later changes the label, not your history.
Keptify Plus
Plan ahead.
Plan around payday, carry budgets forward, and understand how spending changes.
Payday planner
See what’s left after each unpaid bill, estimate what remains per day, and preview the impact of an extra purchase.
Spending comparison
Compare two completed months in Reports. See the change in total spending and the categories that changed most.
Rollover budgets
Turn it on per category: unspent or overspent amounts carry into next month, starting from zero in the month you switch it on.
Saved rollover history
Save month snapshots so your history stays readable after a trial or subscription ends.
Illustration with sample data in EGP.
Pricing
Track for free. Plan and compare with Plus.
Tracking, budgets, bills, goals, reports, CSV and backups stay free forever.
Free
ForeverEverything you need to track your money.
- Accounts, transactions and transfers
- Basic monthly budgets
- Bills, monthly scheduled totals and reminders
- Savings goals
- Reports
- CSV import and export
- JSON backup and restore
- Balance checks
Keptify Plus
14-day free trialSaves $11.89 vs 12 months
- Everything in Free
- Payday planner
- Preview purchases before payday
- Compare spending across completed months
- Rollover budgets
- Saved rollover history
Start your trial in Plan ahead. No card or automatic charge. Paid checkout is being set up.
Launch prices in US dollars. Taxes may apply and are added at checkout by Paddle, our merchant of record. Any debit or credit card works, wherever you are, and you can track your money in EGP, USD, EUR or GBP. If a trial or subscription ends, nothing is deleted: saved plans stay readable but are no longer recalculated. Phone-store and web subscriptions don’t carry over to each other yet. See the Refund Policy.
Your records
Private by design.
Keptify keeps your records in your own account and nothing else watching.
No other user can see your records
Records live in your Keptify account. Row-level security means each person can read and change only their own rows.
No analytics, no ads, no trackers
Keptify runs no analytics, advertising or tracker scripts.
Offline-safe
Offline, Keptify still shows your cached records but won't save changes until you reconnect. Nothing is queued silently.
Never sees your card
Web payments go through Paddle. Phone-store payments go through Apple or Google.
Yours to take or delete
Export a full JSON backup any time. Deleting your account permanently removes every record.
Reviewed before launch
A security review on 1 November 2026 found no critical or high-severity issues.
Availability
Not live yet.
Keptify is built and tested. It isn't deployed or in any app store yet.
Web app
Works in any modern browser and installs like an app. Built and tested, launching first.
iPhone and iPad
Built, not yet published. Coming soon to the App Store.
Android
Built, not yet published. Coming soon to Google Play.
FAQ
Questions, answered plainly.
Does Keptify connect to my bank?
No. Keptify never connects to a bank and never imports from one automatically. Every balance is a number you entered. You can bring in past activity from a CSV file you export yourself.
Can Keptify hold or move my money?
No. Keptify is a record-keeping tool only. It has no payment features and never holds or moves money.
Where are my records stored?
In your own Keptify account, so they sync across your devices. Your browser keeps a read-only copy so screens open instantly; it's cleared when you sign out. The data region will be confirmed before launch.
Does it work offline?
You can open Keptify and see your cached records offline. Saving needs a connection: offline, Keptify says “You're offline. Reconnect to save changes.” and doesn't queue anything silently.
Which currencies does Keptify support?
EGP (the default), USD, EUR and GBP. You pick one currency for your workspace. Keptify never converts amounts; changing the currency later only changes the label.
Is Keptify available in Arabic?
The interface is in English only. Arabic payee names, categories and notes work, including right-to-left input, and amounts accept Arabic-Indic digits.
Will Keptify remind me about bills?
Yes, inside the app while it's open. There are no push notifications or reminder emails.
What happens when my Plus trial or subscription ends?
Your records, standard reports and exports are still available. You can read your saved plans, and live planning and spending comparisons resume when Plus is active.
Can I get my data out?
Yes. Export transactions as CSV, or download a JSON backup of everything. Backups are unencrypted, so keep them private. You can delete your account and every record from Settings.
Is Keptify financial advice?
No. Keptify shows totals from what you record. It doesn't give financial advice.
What Keptify doesn’t do
Honest limits, so there are no surprises.
- No bank connections, bank sync or receipt scanning
- No payments, shared household accounts or investment tracking
- English interface only
- Bill reminders only while the app is open
- One budget limit per category for every month (rollover budgets in Plus are the alternative)
- No dedicated type for credit cards, split transactions or loans
- Future-dated entries count in balances as soon as you save them (the form warns you)
- Backups are unencrypted JSON files
- One currency per workspace, never converted
Know where your money goes.
Calm, honest numbers from what you record. Free to track, forever.